On top of the, the variety of things we can buy online keeps increasing. Whether you’re shopping for apparel, home appliances, kitchen accessories, gadgets, or groceries, it makes sense to check for the item online to see if you can get a better price from sites like Lazada, Qoo10, or Zalora.
Here is our pick of the best credit cards for online shopping so that you get rewarded for your spends. So let’s not wait further and let’s get into it.
1. OCBC Titanium Rewards Card
Why is it in our selection? This is because you will earn 10X OCBC$ per S$1 you spend when shopping for clothes, shoes, bags, electronics, gadgets, and kid’s wear online and offline. Department stores count as well, and online department stores like Lazada and Amazon will also earn you 10X points.
Aside from that, with this card, you will also get E-Commerce Protection feature where if you you haven’t received a product you ordered or have received it only to realise that the product was damaged, this feature will help you get back some money.
2. CIMB Visa Signature Card
Why is it in our selection? This is because you will will get a 10% cashback on all of your online spends. Aside from that, you also get access to promotional offers courtesy of CIMB! Just take note that in order for you to get cashback have to spend a minimum of S$600 per statement month to be eligible for the 10% cashback. Moreover, the cashback is capped at S$100 per statement period and capped at S$50 per category.
3. Standard Chartered Spree Card
Why is it in our selection? This has more not just 1 but there 3 things why you should go for it:
- 3% cashback on online spends made in foreign currencies and vPost spends
- 2% cashback on all online spends in local currency online transactions, including mobile and contactless payments
- 1% cashback on everything else
Even if you look at the cashback it isn’t that attractive but the good news is that for this card, there’s no minimum spend!
4. Citi Rewards Card
Why is it in our selection? This card benefit is almost similar with the OCBC where you will earn 10X Rewards points per S$1 spent on clothes, shoes, and bags on shopping websites. The good news on this card is that it allows you a 5 years to accumulate your points. With this, you can opt to go for the big paycheck! Your reward points will be valid on both local and overseas purchases. Also, you can also use this card to earn points at departmental stores.
5. Standard Chartered Rewards+ Credit Card
Why is it in our selection? This card is Standard Chartered’s entry into the competitive world of rewards cards. It’s almost the same as OCBC Titanium and Citi Rewards Card way where you get 10X Rewards Points for every S$1 that you spend on foreign currency spending. Good news is that, the Standard Chartered Rewards+ Credit Card also does not have any minimum spend requirements.
So there you have it. Our top 5 picks for the credit card pick that you should apply in for you to get the best out of the online shopping