Nobody doesn’t own a credit card and at this moment, owning a credit card is something that most Singaporeans do to maximise the benefits of the credit card. But the question is are you really maximising your credit card that you have now? Or are you really getting the most bang for your buck with that movie deal or that buffet dinner?
Especially now, with so many credit cards in the market, finding the most suitable credit card for your lifestyle might be a challenge thus we have rounded up the best credit cards for you, which offers the best deals for your lifestyle, so you do not need to do it. You can now know what’s the credit card that would get the most out of your travels, shopping, entertainment and more depending on what you need. This would be your good chance to know which is the best credit card promotion
1. For The Food Hunter, Shopaholic and Movie Buff
What’s the benefit? With 10X reward points for every $1 spent in foreign currency transactions, 5X reward points for every $1 spent on local dining, and 1 reward point for all other spending.
There is a second option where you can accumulated points and then converting to cash rebates or even flight miles. Besides reward points, the Standard Chartered Rewards+ also offers 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes and exclusive dining privileges of up to 50% off at The Fullerton Hotel Singapore and The Fullerton Bay Hotel.
Now, you can impress your date while you save! For those who use their cards for Grab rides in Singapore and overseas before 31 December 2018, you can also enjoy up to 15% off on your Grab booking.
Application Benefits: $100 cash back for new customers and $20 cash back for existing customers. This promotion ends 31 Jan 2019.
SingSaver Bonus Benefit: Additional $50 cash for new customers and $20 cash for existing customers. This promotion ends 31 Oct 2018.
2) For The Travel Enthusiast
You cannot miss this card if you frequent traveler. This Citibank’s PremierMiles Visa Card would tickle your fancy. Earn 1.2 Citi miles per $1 local spend whereby 1 Citi miles = 1 mile with Krisflyer, Asia Miles, etc.
Even better is that you can double up your earned miles overseas with foreign currency spent on retail purchases with Citibank’s current promotion from 10 October – 31 December 2018.
And also, the PremierMiles Visa Card also offers complimentary access to over 600 airport VIP lounges twice a year with Personalised Priority Pass membership card. Also, receive complimentary Travel Accident Insurance on your travels.
Application Benefits: Get 30,000 bonus miles with annual fee payment + spend a min. of $7,500 within the first 3 months for new applications. This promotion ends 31 Oct 2018.
SingSaver’s Bonus Benefit: Additional $200 NTUC/Takashimaya/Grab vouchers for new customers and $50 NTUC vouchers cash for existing customers. This promotion ends 31 Oct 2018.
3) For The Economical Singaporean
If you need savings on your daily expenditures such as groceries, bills, fast food, movies and more, enjoy up to 5% savings on Citibank’s SMRT Card with a minimum monthly spend of $300.
You can do your grocery shopping at FairPrice Xtra Kallang Wave and get 7.3% savings! Also doubling up as a transportation card, manually topping up your EZ-Link card is no longer necessary as the card offers an EZ-Reload feature with 2% savings with each top up. All accumulated savings go to SMART$ points, which can be redeemed for cash rebates, rides and shopping vouchers. You can earn a maximum of SMRT$600 annually.
SingSaver’s Bonus Benefit: Additional $200 NTUC/Takashimaya/Grab vouchers for new customers and $50 NTUC vouchers cash for existing customers. This promotion ends 31 Oct 2018.
4) For That Big Ticket Purchase
Those who wish to get more discounts on your expensive purchases can also apply for the HSBC Advance Card. Receive 2.5% cash back for expenditures more than $2000 a month, or 1.5% for spending below $2000.
If you are a HSBC Advance banking customer, you will gain an additional 1% cash back too! Cash back is capped at $70 per calendar month, or $125 per calendar month if you are a HSBC Advance banking customer. So if you are eyeing that new iPhone or that computer, it may now be the right time to buy it.
SingSaver’s Bonus Benefit: $150 cashback for new customers and $100 cashback for existing customers, upon $600 spend in first 30 days. This promotion ends 31 Oct 2018.
If you need some good summary, you can check out the below table as a summary of the discounts exclusive for the respective banks below.
Psst! Even if you already own a credit card, you can consider signing up for another one! Promotions varies from company to company, and you may score a deal with another card!