It’s not every day that a bank card celebrates its anniversary with something as delicious as cookies, but that’s exactly what Citi and SMRT are doing. In honour of their 20-year partnership, Citi SMRT Cardmembers are being treated to an irresistible deal – two freshly baked Subway cookies for just S$0.20. That’s right, less than the cost of a bus ride or even a bottle of mineral water at the convenience store.
Now, if you’re a fan of Subway, you’ll already know their cookies have something of a cult following. Soft, chewy, and loaded with flavour, these sweet treats are often the highlight of a Subway meal. Usually, two cookies would set you back S$3.20, but for a limited time, Citi SMRT Cardmembers can enjoy them for a fraction of the price.
This promotion is not just a clever marketing move – it’s a genuine reason to get out and indulge in something sweet without feeling guilty about the spend. So, let’s take a closer look at what this deal is about, where you can get your hands on it, and why it’s worth making the trip.
The Sweetest Deal in Town
From 19 September 2025, Citi SMRT Cardmembers can pick up two Subway cookies for just S$0.20 at selected outlets across Singapore. The promotion will run over two weeks, with a different set of Subway outlets participating each week.
To put it into perspective, that’s a saving of S$3 on each redemption. Considering that each Citi SMRT Cardmember is entitled to two redemptions, that means you can enjoy four cookies for just S$0.40 instead of the usual S$6.40. That’s the kind of deal that makes people take notice – and with good reason.
The catch? Redemptions are limited to 200 per outlet per week, and they’re strictly on a first-come, first-served basis. That means you’ll want to plan your visit wisely and perhaps head down earlier in the day if you don’t want to miss out.
Where and When to Redeem
The cookies aren’t available at every Subway outlet island-wide, but they’ve spread the promotion across popular locations to make it accessible to many. Here’s where and when you can grab the deal:
19 – 25 September 2025
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Tampines One
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Far East Plaza
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Kitchener Complex
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Admiralty Place
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Eastpoint Mall
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Star Vista
26 September – 2 October 2025
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Plaza Singapura
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City Gate
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Outram Community Hospital
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Northpoint City
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SingPost Centre
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One North MRT Station
Each location has its own charm – from the bustling city centre outlets like Plaza Singapura and Far East Plaza to community spots like Admiralty Place and Outram Community Hospital. It’s not just a deal, it’s a reason to explore different corners of Singapore while treating yourself.
Why You Shouldn’t Miss This
Now, some might wonder – is it worth heading down just for cookies? The short answer is yes, and here’s why:
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Unbeatable Value – Where else can you get two quality cookies for S$0.20 in Singapore? With inflation creeping into every corner of daily life, this feels like a small win that brightens your day.
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The Perfect Little Indulgence – Whether it’s a midday pick-me-up, an after-lunch treat, or something sweet to share with a friend, cookies are the kind of simple joy that never goes out of style.
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Exclusivity – The fact that this deal is only available for Citi SMRT Cardmembers makes it feel a bit more special. It’s a perk that rewards loyalty and adds an extra layer of value to holding the card.
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Exploring Outlets – Since the deal rotates across different Subway branches, you might find yourself visiting areas you wouldn’t normally frequent. Think of it as a mini adventure with a cookie reward at the end.
Beyond Cookies – The Citi SMRT Card Advantage
Of course, this deal isn’t happening in isolation. It’s part of Citi and SMRT’s 20-year celebration of their co-branded card, which has grown into much more than just a way to tap in and out of MRT rides.
The Citi SMRT Card is known for delivering 5% savings across categories that matter to everyday life – transport rides, groceries, and even online shopping. This makes it a solid choice for those who like to stretch their dollar further without complicated reward systems.
As part of the anniversary celebrations, there’s also a special perk running until 28 February 2026 – 5% savings on Malaysian Ringgit spend. This applies whether you’re shopping online in RM or travelling across the border for some retail therapy or dining. With the exchange rate favouring Singaporeans, this could be a handy bonus for frequent Johor Bahru trips.
Extra Incentives for New Cardmembers
If you don’t already hold a Citi SMRT Card, there’s an added reason to sign up. Citi is currently offering an upsized S$400 cashback for new cardmembers who apply and meet a minimum spend of S$800 within the first two months of approval.
That’s not just pocket change – it’s enough to cover a couple of weeks’ worth of groceries, a new gadget, or even a nice weekend getaway if you spend wisely. Combine this with the ongoing savings the card delivers, and the long-term value becomes quite clear.
Why Deals Like This Matter
In Singapore, where the cost of living can feel steep at times, small treats and savings like these can make a big difference in everyday life. Promotions like the Subway cookie deal remind people that there are still affordable joys out there if you know where to look.
For Citi SMRT Cardmembers, it’s a celebration of loyalty and value – a way of saying thank you for two decades of partnership. For others, it’s a glimpse into how much more rewarding everyday spending can be with the right card in your wallet.
So whether you’re a die-hard Subway cookie fan or just someone who appreciates a good bargain, this promotion is worth your attention. Make a note of the dates, grab your Citi SMRT Card, and treat yourself before the redemptions run out. After all, how often do you get to enjoy four cookies for less than the price of a kopi?
Promotional/Event Details:
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Date: 19 September – 2 October 2025
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Time: While stocks last, limited to 200 redemptions per outlet per week
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Venue: Selected Subway outlets (see list above)
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