If upgrading a home has been sitting on their to-do list for months, this might be the nudge they need. From now till 31 May 2026, Mondi together with Star Living is running a long-term promotion that gives DBS and POSB cardmembers a chance to enjoy up to 10% off or receive a S$200 voucher, all while paying through a 0% interest instalment plan.
For anyone planning a proper furniture refresh – whether it’s a new sofa, mattress, dining set or storage solution – this campaign makes the numbers far more comfortable.
At its core, this is a straightforward deal: spend a minimum amount on regular-priced items and unlock tiered rewards. But what makes it particularly appealing is the flexibility of paying via the DBS Instalment Payment Plan at 0% interest with zero processing fees. That means they can spread the cost over 6 or 12 months without the usual extra charges that often come with instalment schemes.
What Exactly Are They Getting?
There are three main reward tiers under this promotion.
First, cardmembers who spend a minimum of S$5,000 in a single purchase can receive a S$200 Star Home Essentials or Serenade Mattress voucher. For households that are already planning a bigger purchase, that S$200 can go towards complementary pieces or accessories that tie a space together.
Next comes the Gold Tier. With a minimum spend of S$10,000, they enjoy an additional 8% off. When furnishing a new flat or upgrading multiple rooms at once, 8% can easily translate into hundreds of dollars in savings.
Then there’s the Platinum Tier. Spend S$12,000 and above, and they receive an additional 10% off. For a major home overhaul – think living room set, bedroom suite, and perhaps a new mattress – this is where the savings become especially meaningful.
This tiered structure rewards bigger purchases, which makes sense for homeowners who are moving into a new BTO, condominium or resale flat and need to furnish multiple spaces at one go.
Why This Deal Is Worth Considering
In Singapore, furniture and mattresses are not impulse buys. These are considered investments, often expected to last for years. The upfront cost can be significant, which is why the 0% interest instalment plan is such a strong selling point.
Instead of paying S$10,000 upfront, for example, they could split it into 12 monthly payments with no interest and no processing fees, provided they are using eligible DBS or POSB credit cards. That helps with cash flow, especially for young couples juggling renovation costs, wedding expenses or other financial commitments.
Moreover, because the promotion runs until 31 May 2026, there is time to plan properly. They do not need to rush into a purchase this week. They can visit the showroom, test out sofas and mattresses, compare materials, and make an informed decision.
Participating Brands Under Star Living
The promotion is valid across several participating Star Living brands, including:
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Star Living
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Mondi
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JotterGoods
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Aartical
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LUCANO
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BEDz Store
Each brand caters to slightly different tastes and budgets. Mondi and Star Living are known for contemporary designs suited for modern Singapore homes. JotterGoods and Aartical often lean towards stylish yet functional pieces, while LUCANO is recognised for its premium ladders and home accessories. BEDz Store focuses heavily on bedding and mattresses.
For anyone planning to upgrade their mattress, the inclusion of Serenade, American Star and King Koil mattresses (with certain caps and conditions) makes this campaign particularly relevant. A good mattress directly affects sleep quality, and in turn, overall wellbeing. If they have been waking up with aches or restless nights, this could be a sensible time to invest in something better.
Important Things to Note
As always, it is important to read the fine print.
The tiered offers apply to new purchases of regular-priced furniture, furnishing accessories, and selected mattress brands such as Serenade, American Star and King Koil. For King Koil mattresses and packages, the discount is capped at 5% regardless of spending.
Clearance items, Factory Outlet items, and certain mattress purchases are excluded from further discounts, although these purchases may still count towards meeting the minimum spend.
The instalment payment plan for 6 or 12 months is only valid with DBS/POSB credit cards. Debit cards do not qualify for the instalment option, so shoppers should be mindful of the payment method they intend to use.
Additionally, the promotion cannot be stacked with other discounts or privileges such as Shopback, Favepay or ID membership rebates. It is one of those situations where they need to choose the most valuable benefit available.
Full terms and conditions can be found at:
https://www.dbs.com.sg/dbscardstnc
It is always wise to review the official DBS general promotions terms before committing to a large purchase.
Who Should Seriously Consider This Promotion?
This deal is particularly suitable for:
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New homeowners furnishing an entire unit.
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Couples preparing for marriage and setting up their first home.
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Families upgrading from older, worn-out furniture.
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Anyone planning to invest in a quality mattress for better sleep.
When spending crosses S$10,000 or S$12,000, the additional 8% or 10% discount becomes a significant figure. For example, 10% off S$12,000 translates to S$1,200 in savings. That alone could cover a premium armchair, a coffee table, or even home décor accessories.
The Value of Timing
Furniture sales are often seasonal, tied to festive events or warehouse clearances. What makes this campaign appealing is its extended duration. Running from 1 May 2025 to 31 May 2026, it gives shoppers flexibility. They can align their purchase with renovation completion, key collection dates, or bonus payouts.
Instead of rushing into last-minute buys during peak renovation stress, they can plan strategically and still enjoy tangible benefits.
Why It Makes Sense Financially
Spreading payments over 6 or 12 months at 0% interest effectively allows them to retain liquidity while still upgrading their home. In a city like Singapore, where cost of living is consistently rising, preserving cash flow is essential.
Rather than draining savings in one go, this instalment structure offers breathing room. They can keep funds available for unexpected renovation variations, household appliances, or even short getaways.
From a practical standpoint, if they were already planning to spend above S$5,000 on furniture, not taking advantage of a S$200 voucher or tiered discount would mean leaving money on the table.
A Practical Strategy Before Heading Down
Before visiting the showroom, it is advisable to:
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Measure the space accurately.
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List down essential items versus optional upgrades.
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Confirm budget thresholds (S$5,000, S$10,000, S$12,000).
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Clarify delivery timelines, especially if combining multiple purchases.
By approaching this as a planned investment rather than an emotional purchase, they can maximise the benefits under this DBS promotion.
Final Thoughts
Home upgrades are rarely cheap, but they do not have to be financially overwhelming. This Mondi and Star Living DBS promotion is structured in a way that rewards planned spending. The tiered savings, combined with 0% interest instalments, make it easier for households to commit to quality pieces without feeling stretched.
For those already in the market for new furniture or a better mattress, this is not just a minor sale. It is a structured financial advantage that could lead to meaningful savings over time.
Anyone serious about refreshing their home environment should consider dropping by a participating Star Living showroom and exploring the options while this promotion runs.
Promotional/Event Details
Date: Now till 31 May 2026
Time: During respective showroom operating hours
Venue: Participating Star Living Showrooms (Star Living, Mondi, JotterGoods, Aartical, LUCANO, BEDz Store)
Terms and Conditions:
https://www.dbs.com.sg/dbscardstnc
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