If you’ve been eyeing some fine jewellery or looking for that perfect luxury gift, now is the ideal time to pay a visit to Maxi-Cash. From 9 January to 26 February 2026, DBS and POSB cardholders are in for a treat with an exclusive offer that combines convenience, savings, and even some delightful complimentary gifts. It’s a rare chance to upgrade your jewellery collection while enjoying the flexibility of a “buy now, pay later” approach, thanks to the DBS Instalment Payment Plan.
Maxi-Cash has long been a go-to destination for quality gold, gems, diamonds, and branded luxury items. Their latest promotion is tailored specifically for DBS/POSB cardmembers, ensuring that shoppers not only secure their favourite pieces but also enjoy additional perks and discounts. Here’s a breakdown of why this promotion is a must-visit and how you can make the most of it.
Flexible Payment That Puts You in Control
One of the biggest draws of this Maxi-Cash promotion is the DBS Instalment Payment Plan. Shoppers can choose from 3, 6, 12, 18, or 24-month instalments with 0% interest, meaning that your dream jewellery doesn’t have to be a one-time splurge. The flexibility allows them to spread their payments over months without incurring extra costs, making high-value purchases much more manageable. For those who want the joy of new jewellery without the upfront strain on their wallet, this is an ideal solution.
Extra Savings on Gold and Jewellery
The promotion offers a substantial additional 5% off on a range of products, but it’s not just any jewellery. It specifically covers:
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Brand new 916/999 gold jewellery: Both workmanship fees and nett prices receive an extra 5% off, which is a nice bonus on top of any existing promotions or offers.
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Brand new gems or diamond jewellery: For those who appreciate the sparkle and value of precious stones, this extra discount can make a significant difference.
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LuxeSTYLE branded collections: These contemporary designs are perfect for anyone looking to add modern elegance to their collection while keeping costs down.
With this promotion, they can confidently invest in high-quality pieces while enjoying real, tangible savings.
Complimentary Gifts That Add Extra Fun
Maxi-Cash is also sweetening the deal with a range of complimentary gifts for purchases meeting certain thresholds. These aren’t just generic freebies; they are thoughtfully chosen items that align with the luxury shopping experience:
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Pineapple Plush Eco Bag for a minimum spend of S$900 (usual price S$1,000). Perfect for carrying your new treasures home in style.
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999 Gold Pineapple Handphone Charm for a minimum spend of S$1,400 (usual price S$1,500). This charming accessory adds a touch of opulence to everyday life.
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Lucky Cat or Fortune Master Lego Set for a minimum spend of S$1,900 (usual price S$2,000). A playful yet sophisticated nod to luck and prosperity, making it an exciting gift or collectible item.
These gifts are not only delightful on their own but also enhance the overall shopping experience, giving them more reasons to celebrate their purchase.
Why This Deal Stands Out
Shopping at Maxi-Cash during this promotion is about more than just the savings. There are several compelling reasons why this deal deserves attention:
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Exclusivity: Only DBS/POSB cardmembers can enjoy these extra 5% discounts and complimentary gifts, adding a sense of privilege to the shopping experience.
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Variety: From classic 916/999 gold jewellery to diamonds and gems, there’s something for every taste and occasion. Whether buying for themselves or as a gift, the selection ensures they’ll find the perfect piece.
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Ease of Payment: The DBS Instalment Payment Plan removes the stress of upfront costs, making luxury items more accessible. 0% interest means no hidden charges, just clear and manageable payments.
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In-Store Experience: Maxi-Cash stores are designed to provide a premium shopping environment, where knowledgeable staff can guide them through options, craftsmanship, and styling advice. Shopping in-store allows them to see the quality of each piece up close and select their favourites with confidence.
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Limited Time Opportunity: With the promotion only running from 9 January to 26 February 2026, there’s a sense of urgency that encourages them to plan a visit sooner rather than later. It’s an ideal period to make meaningful purchases for upcoming celebrations or to treat themselves.
Making the Most of the Promotion
To fully enjoy the benefits of this offer, here are some tips for savvy shoppers:
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Check your eligibility: Ensure that the DBS/POSB card they plan to use qualifies for the promotion. Both credit and debit cards are included, but it’s wise to double-check with the bank or store for any updates.
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Plan high-value purchases strategically: If they were considering a larger purchase like a 916/999 gold set or LuxeSTYLE collection, timing it within this promotion maximises both the discount and the potential complimentary gifts.
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Leverage the Instalment Plan: Opting for 12- or 24-month instalments can make more luxurious pieces accessible without affecting their monthly budget.
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Visit multiple stores if convenient: Maxi-Cash has numerous locations across Singapore. Visiting a store where staff can offer personalised guidance may enhance their shopping experience. A full list of store locations is available here: Maxi-Cash Store Locations
Important Terms to Keep in Mind
While this promotion is generous, there are certain conditions to note to avoid any disappointment:
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The promotion is only valid for in-store purchases; online transactions are not included.
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Not applicable to gold concession transactions or certain items like IPM gold bars, gold collectibles, petite gold collections, preloved jewellery, best buys, and other promotional items.
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Cannot be combined with other discounts, birthday vouchers, or promotions.
For full details and updates, DBS and Maxi-Cash reserve the right to amend the terms at any time, and the general DBS promotion terms apply: DBS Terms & Conditions.
Why They Shouldn’t Miss This
Luxury shopping is often associated with high costs and careful budgeting, but Maxi-Cash’s current promotion removes much of that stress. By combining an extra 5% off with a flexible DBS Instalment Payment Plan, the brand is making it easier than ever to enjoy premium jewellery and accessories. The added touch of complimentary gifts also makes shopping more rewarding.
Whether they are updating their personal collection, hunting for a thoughtful gift, or exploring gold and gem investments, this promotion offers tangible value, exclusive perks, and a convenient shopping experience. There is also an element of joy in planning purchases around thresholds for complimentary gifts, turning shopping into a small adventure where rewards and surprises await.
For anyone who appreciates quality, exclusivity, and smart savings, Maxi-Cash’s promotion is an opportunity that’s too good to miss. From now until 26 February 2026, DBS and POSB cardholders can indulge in the elegance of new jewellery while keeping both their wallet and their style in check.
In summary, this promotion represents a perfect combination of luxury, savings, and convenience, all wrapped in a limited-time offer. By leveraging the additional 5% off, complimentary gifts, and the DBS Instalment Payment Plan, shoppers can experience the joy of purchasing premium jewellery without compromise.
Promotional/Event Details:
Date: 9 January–26 February 2026
Time: Store hours apply (varies by location)
Venue: Maxi-Cash stores across Singapore – full list available here
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