For savvy shoppers in Singapore looking for a fantastic way to stretch their dollars while upgrading their home or office essentials, Harvey Norman has a promotion that is worth marking in the calendar. From 16 January to 28 February 2026, Harvey Norman is offering an exclusive deal for HSBC credit cardholders that could see shoppers saving up to S$68 on their purchases.
Harvey Norman is a household name when it comes to electronics, home appliances, furniture, and lifestyle products. Their reputation for quality products paired with excellent service has made them a go-to destination for families, professionals, and anyone looking to furnish or upgrade their living spaces. With this promotion, they are making it even more tempting to shop now rather than later.
The promotion works in a straightforward manner, making it simple for shoppers to take advantage of the savings. For purchases of S$888 or more, customers can enjoy a S$28 discount. If shoppers are planning something bigger, like a home appliance upgrade or a furniture revamp, spending S$1,888 or more qualifies them for a S$68 discount. The best part? These discounts are available at all Harvey Norman retail outlets across Singapore, ensuring accessibility no matter where shoppers are located.
This offer is limited to one redemption per customer, so it’s perfect for those who have been eyeing a specific purchase for some time. Whether it’s a sleek new television, a state-of-the-art washing machine, or stylish furniture pieces to refresh a living room, the timing couldn’t be better to make that investment. And, as an added incentive, payment must be made with an HSBC credit card, making it an ideal promotion for HSBC customers who want to maximise their spending power.
Why should people consider this deal seriously? First, the savings are immediate and tangible. S$28 and S$68 may not sound life-changing, but when applied to larger-ticket items like a premium refrigerator, a smart television, or a quality sofa set, the discount makes a noticeable difference. For example, someone purchasing a S$2,000 television or home appliance set could effectively reduce the price to S$1,932, which is a substantial saving when combined with Harvey Norman’s competitive pricing.
Moreover, Harvey Norman frequently runs promotions on top of their standard competitive prices, meaning this HSBC-exclusive discount could be combined with seasonal sales, clearance offers, or bundled deals for even greater value. Savvy shoppers who plan ahead can make this two-month window from mid-January to the end of February 2026 an opportunity to grab essential items or long-desired luxuries without breaking the bank.
Another reason to consider acting quickly is stock availability. Popular models of electronics, home appliances, and furniture can sell out fast, especially when promotions are in play. By redeeming the offer early in the promotion period, shoppers can secure the products they want rather than risk missing out as the end of February approaches. Planning purchases now not only guarantees savings but also ensures customers have their desired items before demand peaks.
For families and individuals who are looking to make the most of their spending, there’s also the convenience factor. Harvey Norman stores are conveniently located across Singapore, so even if someone has a busy schedule, visiting a nearby outlet is simple. The ability to browse, try out, and discuss products with knowledgeable staff can make a difference in choosing the right appliance or furniture. And with the HSBC credit card promotion, the financial benefit adds to the overall shopping satisfaction.
Additionally, this promotion encourages smart financial management. By setting a spending target that aligns with real savings, customers can prioritise what they truly need while avoiding impulse purchases. This combination of strategic shopping and tangible discounts embodies practical spending—something every responsible consumer appreciates.
It’s also worth noting that promotions like this enhance the overall shopping experience. When shoppers feel rewarded for their loyalty and can stretch their budget further, it adds a layer of enjoyment to the process. It’s not just about acquiring new items; it’s about experiencing value, making informed decisions, and feeling the satisfaction of a well-executed purchase.
In conclusion, the Harvey Norman HSBC Credit Card promotion running from 16 January to 28 February 2026 is an opportunity for Singapore shoppers to save money while investing in quality products. From the latest electronics to essential household appliances and stylish furniture, the promotion provides tangible savings of S$28 or S$68, depending on purchase amounts, and is valid at all Harvey Norman retail outlets. With only one redemption per customer, this offer encourages shoppers to plan ahead and act decisively.
For anyone who has been contemplating a major purchase or just wants to make their hard-earned money go further, this promotion makes perfect sense. The combination of well-known brand reliability, high-quality products, accessible locations, and a financial incentive makes it a compelling reason to head to Harvey Norman and take advantage of the offer before it ends. By doing so, shoppers not only enjoy immediate discounts but also secure products that will enhance their daily living for years to come.
Promotional/Event Details:
Date: 16 January–28 February 2026
Time: All retail operating hours
Venue: All Harvey Norman Singapore outlets
Promotion Details:
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S$28 off with minimum spend of S$888 (limited to 1 redemption per customer, payment must be made with HSBC credit card)
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S$68 off with minimum spend of S$1,888 (limited to 1 redemption per customer, payment must be made with HSBC credit card)
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