For anyone in Singapore who loves making their money work harder, the Bank of China (BOC) has rolled out an exciting update that’s worth a closer look. Starting from 1 November 2025, the BOC SuperSaver promotion introduces revised bonus interest rates, giving customers the chance to enjoy returns of up to 1.00% per annum. It’s a solid opportunity to maximise one’s savings while keeping funds secure with a reputable international bank that has been serving Singapore for decades.
When it comes to personal finance, every percentage point in interest matters. Many Singaporeans are always on the lookout for high-yield savings options that offer a blend of flexibility, security, and convenience. With BOC’s latest offer, that’s exactly what one gets — a simple and rewarding way to grow savings without needing to take on risky investments.
The BOC SuperSaver account has always been designed to cater to everyday savers who want the benefits of liquidity with enhanced returns. By linking a BOC Personal Current Account through MyInfo or directly via BOC’s Mobile Banking app, customers can easily participate in the promotion. It’s a digital-first process, ensuring that opening an account or managing one’s savings can be done seamlessly from anywhere.
Beyond the convenience, this updated SuperSaver plan also comes with PayNow integration — meaning users can link their mobile number to the account for instant, hassle-free transfers. In today’s fast-paced digital economy, that’s almost a necessity. The combination of accessibility and higher returns makes this a practical move for those who prefer their banking experiences to be both efficient and rewarding.
But what makes this deal stand out compared to other banks’ offerings? For one, BOC’s SuperSaver doesn’t just provide a fixed interest rate; it offers bonus rates depending on certain saving behaviours and account linkages. That means the more you save and manage your account smartly, the more you can potentially earn. These revised bonus interest rates are designed to encourage consistent saving habits — a healthy approach for anyone working towards long-term financial goals.
Another major advantage is that BOC is a well-established financial institution with a solid presence in Singapore. That reassurance of stability is important, especially when one’s deposits are involved. It’s not just about the returns; it’s also about knowing that the funds are secure. In fact, all Singapore dollar deposits of non-bank depositors are protected under the Singapore Deposit Insurance Corporation (SDIC), which insures deposits for up to S$100,000 per depositor per scheme member.
This means savers can rest easy knowing that their money is safeguarded by law, making it an appealing choice for those who prioritise both safety and return. However, it’s important to note that foreign currency deposits, dual currency investments, structured deposits, and other investment products are not covered under this insurance scheme — something potential customers should be aware of before diversifying their funds. For full details, one can visit www.sdic.org.sg.
Now, let’s talk about why this promotion deserves attention beyond the numbers. In the current economic landscape, where interest rates fluctuate and inflation continues to influence consumer spending, earning up to 1.00% p.a. on your savings is quite competitive. Many traditional savings accounts in Singapore offer rates significantly below this, meaning BOC’s SuperSaver can help one’s savings grow faster, especially when parked over the long term.
What’s more, the process of applying for this account is remarkably straightforward. Using MyInfo, applicants can skip repetitive paperwork and identity verification steps. Everything syncs directly with SingPass, ensuring a smooth, secure, and fast onboarding process. Alternatively, those who already use BOC’s Mobile Banking app can complete their application within minutes — making this a convenient way to upgrade one’s financial setup.
In an age where consumers value digital convenience, this is a refreshing update. BOC has managed to combine attractive returns with a tech-friendly user experience, bridging the gap between traditional banking reliability and modern innovation.
So, who should take advantage of this offer? Practically anyone looking to earn more from their idle funds. Whether you’re saving for future travel plans, setting aside an emergency fund, or simply trying to grow your wealth gradually, this SuperSaver promotion fits all scenarios.
Young professionals can particularly benefit from this account since it allows them to start their saving journey with low barriers and digital flexibility. Families looking to optimise their household budgets may also find this attractive — especially those who value stability and prefer having quick access to their funds.
And for retirees or individuals nearing retirement, it’s another dependable option to park savings while still earning a competitive interest. The balance of security and return makes it a worthwhile addition to one’s overall financial planning.
It’s also worth mentioning that this campaign underscores how BOC continues to evolve with customer needs. They have been making consistent strides in improving their digital banking experience in Singapore — from mobile banking features to local payment integrations like PayNow. The revised SuperSaver interest rates are simply the latest in a series of efforts to make saving not just safer, but smarter.
When it comes to choosing where to grow your savings, it often boils down to trust, convenience, and return. The BOC SuperSaver ticks all these boxes. It’s trustworthy because it’s backed by a globally recognised institution. It’s convenient thanks to the digital setup process and PayNow linkage. And most importantly, it’s rewarding with its boosted bonus rates.
For anyone still sitting on the fence, it helps to remember that savings accounts are the foundation of personal finance. They provide the first layer of security in your financial portfolio. By choosing an account like BOC SuperSaver, one is essentially ensuring that even while money sits in the bank, it continues to work quietly in the background, compounding at a decent rate over time.
If you’re interested in learning more or applying for the account, you can visit the Bank of China Singapore’s official website for the most updated information and detailed terms. It’s always a good idea to review the terms and conditions to understand how the bonus rates are structured and what criteria must be met to unlock the maximum benefits.
To sum it up, the BOC SuperSaver promotion is a solid opportunity for those in Singapore who want a blend of reliability, modern convenience, and enhanced returns. With the newly revised rates effective from 1 November 2025, there’s no better time to give your savings the boost they deserve.
Whether you’re a first-time saver or someone looking to diversify your banking options, this is one deal that rewards discipline and financial prudence. It’s a small step towards smarter saving — and a steady way to make your money grow in a secure environment.
For more details on this promotion, visit the official announcement here:
Bank of China Singapore Facebook Post
Promotional/Event Details:
Date: 1 November 2025 Onward
Time: All day (Online and Mobile Banking Application)
Venue: Bank of China Singapore – Apply via MyInfo or BOC Mobile Banking app
More information: https://web.facebook.com/story.php?
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