Looking to upgrade your gadgets or home appliances without feeling the pinch? Challenger is making it easier than ever to own the latest tech with their Buy Now, Pay Later promotion. From 1 January to 31 March 2025, customers using DBS/POSB Credit Cards can enjoy an interest-free instalment plan and a S$25 discount with a minimum spend. This is the perfect opportunity to get your hands on that high-performance laptop, a new smartphone, or even a gaming setup without the burden of immediate full payment.
Why Take Advantage of This Deal?
1. 0% Interest – No Hidden Costs
One of the best parts of this promotion is that it comes with 0% interest and no processing fees. Unlike many instalment plans that sneak in hidden charges, this deal ensures you pay only for what you buy—split conveniently across 12 or 24 months. This makes budgeting simpler and prevents unnecessary financial strain.
2. Save S$25 Instantly
If you are planning to spend S$1,200 or more, this deal offers an additional perk—an instant S$25 discount when you opt for the DBS Instalment Payment Plan (IPP). Every dollar counts, and this small saving could go towards accessories for your new gadget or even a celebratory meal!
3. Flexible Payment – Buy Now, Pay Later
Rather than waiting months to save up for a new laptop or TV, this instalment plan allows you to enjoy your purchase immediately while breaking down the cost into manageable monthly payments. This is particularly useful for students, working professionals, or families looking to upgrade their tech without affecting their monthly budget.
4. Available Online and In-Store
Unlike some promotions limited to specific locations, this deal is valid across all Challenger retail stores and online at Challenger.sg. Whether you prefer to shop in person or browse from the comfort of home, you can take advantage of this offer seamlessly.
How to Redeem This Deal?
For Online Purchases:
- Choose your desired item(s) at Challenger.sg and proceed to checkout.
- Pay using any DBS/POSB Credit or Debit Card.
- Enter the promo code DBSIPP2025 at checkout.
- The total amount will be divided into instalments, with the first payment charged upon purchase.
For In-Store Purchases:
- Visit any Challenger retail store.
- Select your items and proceed to the payment counter.
- Inform the cashier that you’d like to use the DBS Instalment Payment Plan (IPP).
- Complete the transaction with your DBS/POSB Credit or Debit Card.
- The first instalment amount will be charged immediately, with subsequent payments automatically deducted every month.
Ideal Purchases to Make the Most of This Deal
- Laptops & PCs: Planning to upgrade your work or gaming setup? A high-end laptop can be costly, but with this plan, the cost becomes much more manageable.
- Smartphones: Need the latest iPhone or Samsung Galaxy but don’t want to pay the full price upfront? Now you can spread out the cost while enjoying your new device immediately.
- Smart Home Devices: Whether it’s a new TV, air purifier, or smart speaker system, this deal makes it easier to create a connected home without financial stress.
- Gaming Consoles & Accessories: Looking to get a PlayStation 5, Xbox Series X, or gaming accessories? This plan allows you to enjoy the best gaming experience now and pay later.
- Home & Office Essentials: From printers to ergonomic chairs, this offer is perfect for those looking to set up an efficient workspace at home.
Promotion Period & Terms
- Promotion Dates: 1 January – 31 March 2025
- Eligibility: Open to all DBS/POSB Credit Cardmembers.
- Minimum Spend: S$1,200 to qualify for the S$25 discount.
- Redemption Limit: One redemption per cardholder per month, while stocks last.
- Other Offers: This promotion cannot be combined with other discounts or promotions unless stated otherwise.
- General Terms & Conditions: Apply as per DBS General Promotion Terms & Conditions (for full details, visit DBS T&Cs).
Final Thoughts – Why You Shouldn’t Miss This Deal
This limited-time offer from Challenger is an excellent way to upgrade your tech without the financial strain. With 0% interest, no processing fees, and an extra S$25 off on a minimum spend of S$1,200, this deal is perfect for those planning big-ticket purchases. Whether you need a new work laptop, a high-end smartphone, or gaming equipment, spreading payments over 12 or 24 months makes it much easier on your budget. Plus, the convenience of shopping both in-store and online means you can secure this offer in a way that suits you best.
Don’t wait until the last minute—this deal runs only until 31 March 2025, so make the most of it while you can!
Promotional Details:
- Date: 1 January – 31 March 2025
- Time: During store operating hours & online 24/7
- Venue: Challenger retail stores & online at Challenger.sg
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