If upgrading the home has been on their mind lately, now is an excellent opportunity to do so with some extra savings. Harvey Norman Singapore is offering a special promotion exclusively for DBS/POSB Credit Cardmembers that makes purchasing home essentials more affordable and convenient. From 1 January to 28 February 2026, shoppers can enjoy S$50 off when they use the DBS Instalment Payment Plan on a minimum spend of S$2,000. This is a perfect chance for anyone looking to refresh their living space without feeling the pinch in their wallet.
Harvey Norman has long been a go-to destination for home electronics, furniture, and appliances in Singapore. Their stores are stocked with a wide variety of products, from sleek modern sofas and stylish dining sets to the latest smart home devices and kitchen appliances. This promotion allows shoppers to take advantage of the flexibility of the DBS Instalment Payment Plan while enjoying immediate savings. Paying with an instalment plan ensures that they can manage their purchases more comfortably, breaking down a potentially large one-time payment into smaller, manageable monthly amounts.
What makes this promotion particularly attractive is the 0% interest offered on both 12 and 24-month instalment plans. Often, financing a major home purchase can come with hidden fees or interest that makes the deal less appealing. But with this plan, DBS cardholders can spread their payment over a year or two without paying anything extra in interest, all while getting an instant S$50 discount. This combination of convenience and savings is hard to beat, especially for families looking to upgrade multiple areas of their home at once.
The S$50 discount applies to a minimum spend of S$2,000, which is achievable when purchasing larger appliances or combining several items in a single shopping trip. For example, a shopper looking to purchase a refrigerator, washing machine, and microwave together could easily hit the threshold while enjoying the discount and the flexibility of spreading the payment over several months. This makes it easier for customers to invest in quality products without feeling the immediate financial burden.
Another benefit of this promotion is that it is applicable at all physical Harvey Norman stores across Singapore. Shoppers can visit their nearest outlet, experience the products firsthand, and get expert advice from staff. The opportunity to test appliances, feel the fabric of furniture, or try out tech gadgets in-store adds a level of assurance that online shopping cannot always provide. In addition, shopping in person means that customers can immediately discuss and set up delivery, ensuring a seamless experience from purchase to enjoying the new addition to their home.
The promotion also has a simple eligibility requirement. It is only available to DBS/POSB Credit Cardmembers using the DBS Instalment Payment Plan. This ensures that cardholders can take full advantage of their card benefits while enjoying a clear and straightforward discount. Importantly, the offer is capped at one redemption per cardmember, preventing abuse while still giving everyone a fair chance to save.
While this promotion cannot be combined with other offers, discounts, or privileges unless stated otherwise, it is worth noting that this is a standalone deal that brings significant value on its own. For anyone planning a home renovation, a kitchen appliance upgrade, or even a fresh furnishing for a new apartment, this offer makes it easier to justify the purchase without stretching the budget too thin.
Another reason to act quickly is that the promotion is valid only while stocks last. Harvey Norman stores are known to stock popular home essentials in limited quantities, especially items on promotion. Those who delay might find that their preferred products are sold out or that they miss the S$50 discount altogether. Planning a shopping trip early in the promotion period maximises the chances of securing the best items and enjoying the benefits of the DBS Instalment Payment Plan.
The promotion period runs from 1 January 2026 to 28 February 2026, giving shoppers two full months to plan their purchases. During this time, they can take the opportunity to evaluate which areas of their home would benefit most from upgrades. Whether it’s a much-needed new washing machine to ease the laundry load, a refrigerator to keep groceries fresh, or a complete living room set for entertaining guests, Harvey Norman has something to suit every taste and need.
Harvey Norman is also known for the quality and durability of its products. Investing in items from these stores ensures that purchases will last, making the S$50 discount even more valuable. Cardmembers using the DBS Instalment Payment Plan can focus on getting the best products for their home without worrying about financial strain. This combination of value, convenience, and quality makes the offer worth considering for anyone serious about home improvement.
In addition to furniture and appliances, Harvey Norman stocks a range of home electronics. Smart TVs, sound systems, gaming consoles, and home office equipment can also be included in this promotion, allowing shoppers to upgrade multiple aspects of their living space in one trip. By using the DBS Instalment Payment Plan, cardholders can even spread the cost of higher-end items, making luxury and advanced technology more accessible without a hefty upfront payment.
Shopping in-store also allows customers to receive personalised guidance. Staff at Harvey Norman are trained to assist with product selection, technical specifications, and setup, ensuring that every purchase is suitable for their home environment. Combining professional advice with a clear discount and flexible payment makes this promotion an attractive package for savvy shoppers.
For cardmembers concerned about missing out, it is worth noting that the promotion details and terms and conditions are clearly outlined. To be eligible, they need to make a minimum spend of S$2,000 in a single receipt using the 12 or 24-month DBS Instalment Payment Plan. This ensures transparency and helps shoppers plan their purchases more effectively. For more information, customers can visit the DBS General Promotion Terms & Conditions page at dbs.com.sg/dbscardstnc.
Overall, this promotion from Harvey Norman offers an excellent opportunity for DBS/POSB Credit Cardmembers to upgrade their homes in a practical and cost-effective way. The combination of an immediate S$50 discount, flexible interest-free payment plans, and access to high-quality products in-store makes it a compelling choice. By taking advantage of this deal, shoppers can enjoy a smoother shopping experience, better financial flexibility, and the satisfaction of enhancing their living spaces with reliable and stylish home essentials.
Whether they are planning a small refresh or a complete home makeover, this promotion helps turn their plans into reality without the stress of a large one-time payment. It is rare to find offers that combine both immediate savings and long-term financial convenience, making this a deal that is truly worth exploring.
Shoppers are encouraged to visit their nearest Harvey Norman store early to ensure they can take full advantage of this promotion. The combination of quality products, attentive service, and financial flexibility makes this period an ideal time to invest in home improvement. By planning their purchases and taking advantage of the DBS Instalment Payment Plan, cardmembers can enjoy the process of enhancing their home while also benefiting from tangible savings.
This is a promotion that appeals not only to those looking to improve their homes but also to those who value convenience, flexibility, and thoughtful planning. The S$50 discount is a tangible reward for cardmembers, while the interest-free instalment plan allows them to manage larger purchases responsibly. By combining these benefits, Harvey Norman and DBS have created a promotion that makes home upgrades both enjoyable and accessible.
In conclusion, for anyone thinking of enhancing their living space, this promotion offers a golden opportunity. The S$50 discount, coupled with 12 and 24-month interest-free instalment options, creates a perfect scenario for thoughtful, stress-free shopping. They can enjoy the flexibility of spreading their payments, access high-quality products, and experience excellent in-store service, all while benefiting from a clear and valuable discount. With the promotion running from 1 January to 28 February 2026, shoppers have a two-month window to make the most of this offer and bring their home improvement plans to life.
Promotional/Event Details:
-
Date: 1 January–28 February 2026
-
Time: Store Operating Hours
-
Venue: All Harvey Norman Singapore Stores
EverydayOnSales help brands connect with our community, the largest warehouse sales consumers database in Singapore. Advertise with EverydayOnSales Singapore.