For anyone who has been eyeing a luxury timepiece but hesitated because of the upfront cost, this is the sort of promotion that makes the decision far easier. From 1 August 2025 to 30 June 2026, Png Watch Dealer is running a Buy Now, Pay Later promotion in partnership with DBS Bank, giving customers the opportunity to enjoy up to $88 off when they pay via the DBS Instalment Payment Plan.
Luxury watches are rarely impulse buys. They are considered purchases – sometimes even milestones. A graduation gift, a wedding present, a celebration of a promotion at work, or simply a reward after years of hard effort. The challenge has always been the lump sum required. This is where an instalment plan at 0% interest can make a real difference.
Under this promotion, DBS and POSB cardmembers who spend a minimum of $4,888 in a single receipt can enjoy $38 off. Those who spend $8,888 and opt for a 6, 12, 24 or 36-month DBS Instalment Plan can enjoy $88 off. The instalment plan comes with 0% interest, which means there are no hidden finance charges quietly inflating the price. What customers see is what they pay, just broken down into manageable monthly amounts.
For example, a watch priced at $8,888 split over 24 months would cost roughly $370 per month, before the $88 discount is applied. That brings the effective price down while spreading the cost comfortably across two years. For many working professionals, this structure makes far more sense than parting with nearly $9,000 at one go.
Why This Deal Is Worth Considering
First, timing. The promotion runs all the way until 30 June 2026. That gives ample room for planning. Customers do not need to rush in a single weekend sale panic. They can take time to compare models, visit the store, try on different pieces and decide properly.
Second, flexibility. The instalment tenures of 6, 12, 24 or 36 months allow customers to choose according to their comfort level. Someone who prefers clearing payments quickly can opt for six months. Others who prefer smaller monthly commitments can stretch it to 36 months.
Third, guaranteed 0% interest. In a time where financing charges can quickly add up, an interest-free plan is a genuine saving. Instead of paying extra for the convenience of instalments, customers get both convenience and savings in the form of the discount.
The promotion is valid only at the Png Watch Dealer store located at 35 Selegie Road, #04-09 Parklane Shopping Mall, Singapore 188307. For those unfamiliar, Parklane Shopping Mall sits along Selegie Road, within walking distance of Dhoby Ghaut and Rochor MRT stations. It is an established mall known for specialist retailers, tuition centres and niche shops.
The setting itself adds to the experience. Buying a watch is not like picking up groceries. Customers usually want to take their time, speak to the staff, examine the craftsmanship and compare different brands. A quieter, specialist-focused mall can make the experience feel more personal and less rushed.
Who Should Consider This Promotion?
This deal is particularly appealing for:
1. First-Time Luxury Watch Buyers
Stepping into the world of premium timepieces can feel intimidating, especially when prices cross the $5,000 mark. With a $38 discount at $4,888 minimum spend, and the ability to pay via instalments, the financial pressure becomes more manageable.
2. Professionals Celebrating Milestones
A watch often symbolises achievement. A new job, promotion, business launch or personal milestone can be marked with something tangible and lasting. Splitting payments over 12 or 24 months while enjoying $88 off at $8,888 spend makes that celebration more financially comfortable.
3. Gift Buyers Planning Ahead
With the promotion running for nearly a year, it is perfect for those planning anniversary, wedding or graduation gifts in advance. Rather than scrambling during peak festive seasons, they can secure the piece early and manage payments over time.
Important Terms to Take Note Of
As with any promotion, there are terms and conditions to consider.
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The promotion is valid from 1 August 2025 to 30 June 2026.
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It is applicable only at Png Watch Dealer’s physical store.
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A minimum spend of $4,888 in a single receipt is required for the $38 discount.
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A minimum spend of $8,888 in a single receipt with a 6/12/24/36-month DBS Instalment Plan is required for the $88 discount.
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It is limited to one redemption per customer.
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It cannot be combined with other promotions, discounts or vouchers.
Customers should also refer to the DBS General Promotions Terms and Conditions at www.dbs.com.sg/dbscardstnc for full details.
Understanding these conditions ensures there are no surprises at the counter.
Why Instalment Plans Make Sense in 2026
Many consumers today are more financially conscious. Rather than draining savings for a single purchase, spreading the cost can help maintain liquidity for emergencies or investments. With 0% interest, there is no penalty for choosing instalments over lump sum payment.
In fact, if someone already intended to purchase a watch in this price range, using the DBS Instalment Plan essentially offers two benefits: immediate ownership and structured budgeting. Combined with up to $88 off, the total value proposition becomes more compelling.
The Emotional Value of a Watch
Beyond numbers, watches carry emotional weight. Unlike gadgets that become obsolete, a well-crafted timepiece can last decades. Some are even passed down through generations. When customers invest in a watch, they are often investing in something timeless.
That is why a thoughtful promotion like this matters. It reduces the immediate financial burden while preserving the sense of occasion. They get to enjoy the piece now, wear it daily, celebrate milestones with it, all while paying comfortably over time.
Planning a Visit
Before heading down, it would be wise to:
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Confirm eligible DBS/POSB cards.
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Decide on preferred instalment tenure.
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Clarify any product exclusions directly with the store.
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Check that the intended model meets the minimum spend requirement in a single receipt.
Because the promotion runs until 30 June 2026, there is no rush. Customers can even make multiple visits before committing.
Promotional/Event Details:
Date: 1 August 2025 – 30 June 2026
Time: During store operating hours
Venue: Png Watch Dealer, 35 Selegie Rd, #04-09 Parklane Shopping Mall, Singapore 188307
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